These are illustrations from the figures you type. Nothing is sent to us, and none of it is an offer: a lender’s own schedule, fees and charges are the record. See our terms of use.
EMI calculator
The monthly instalment, the interest and the total you pay.
Eligibility calculator
How many published loan products are likely to consider you.
Prepayment calculator
What paying part of your loan early saves you.
Balance transfer calculator
What moving your loan to a lower rate saves you, after the new lender’s fee.
Affordability calculator
How much you could borrow for the EMI you can pay.
FOIR calculator
The share of your income that goes on EMIs, today and after a new loan.
Home loan eligibility by income
The largest home loan your income can carry under a lender’s EMI limit.
EMI by tenure
The same loan over 5 to 30 years, side by side.
Flat against reducing rate
What a flat rate comes to when interest is charged on the balance you still owe.
Two rates side by side
What the difference between two interest rates costs you.
Loan against property eligibility
The lower of what the property allows and what your income can carry.
Lease rental discounting
The loan a property’s rent can repay over the lease that remains.
Drawing power
What a working-capital limit lets you draw against stock and book debts.
Interest and principal by financial year
How much of what you pay each year, April to March, is interest and how much is principal.